See How Much You Can Save
Annual Credit Card Processing Volume
$/yr.
Potential Annual Savings with CashVue ATM
Switch to CashVue ATM and save thousands of dollars a year in credit card processing fees.
How the Cash Discount Program Works
St Paul’s diverse economy—from government workers at the State Capitol to healthcare professionals at HealthPartners and Regions Hospital, plus the steady flow of visitors to the Xcel Energy Center and Saint Paul RiverCentre—means cash remains a critical payment method across the city’s neighborhoods. Our system automatically applies a small service fee to all card transactions, but when customers in your Downtown, Grand Avenue, or Lowertown location choose to pay with cash, the service fee is waived, giving them an immediate discount. You keep the full sale amount—no more paying out of pocket for card fees.
✔ 100% compliant with Visa, Mastercard, and processor guidelines
✔ Automated fee adjustments built into your POS or terminal
✔ Transparent signage and receipt language included
✔ Compatible with countertop, wireless, and tablet POS systems
Benefits to Your Business
Eliminate Up to 100% of Processing Fees
Drastically reduce or eliminate your credit card processing costs altogether. For St Paul’s diverse retail, hospitality, and professional service businesses—from the ethnic merchants along Grand Avenue to the boutiques in Summit Hill—processing fees can erode margins significantly.Increase Profit Margins
Keep more of each sale, without increasing overall pricing. St Paul’s competitive neighborhood corridors and downtown district demand operational efficiency; our cash discount program preserves your pricing power while protecting your bottom line.Encourage Cash Payments
Incentivize customers to pay with cash and reduce chargebacks. Government workers, healthcare professionals, and event attendees at venues like the Xcel Energy Center and Saint Paul RiverCentre routinely carry cash; redirecting transactions to cash payment strengthens customer loyalty and eliminates fraud risk.Easy Setup and Integration
Our team programs your terminal and provides all signage—no tech headaches.Fully Compliant and Transparent
Stay aligned with card network rules and consumer regulations. As Minnesota’s capital, St Paul maintains strict adherence to payment industry standards, and we ensure your cash discount program meets all state and federal compliance requirements.
Ideal For:
Retail Shops & Boutiques
Salons & Spas
Restaurants & Cafés
Auto Repair & Service Providers
Convenience Stores & Liquor Shops
Mobile Vendors & Pop-Up Events
Reclaim more revenue for your St Paul business—without disrupting your daily operations.
CashVue’s Cash Discount Program is purpose-built for St Paul’s diverse commercial landscape, from Downtown’s bustling professional services sector to the neighborhood shops along Grand Avenue and West Seventh Street where cash transactions remain strong.
Contact Us Today to eliminate processing fees and start maximizing profits across your cash sales.
Frequently Asked Questions (FAQs)
Q: Is the cash discount program legal?
A: Yes. Cash discount programs are 100% legal in all 50 states and fully compliant with Visa, Mastercard, and federal guidelines when implemented correctly. St Paul businesses—from downtown government district retailers to Grand Avenue boutiques and West Seventh Street hospitality venues—operate under the same federal and state compliance framework that makes this strategy viable across all your neighborhood commercial corridors.Q: Will I need to raise prices?
A: No need to raise prices across the board. The terminal automatically adds a small service fee to card purchases and removes it when customers pay with cash. This approach works especially well for St Paul’s diverse business landscape, where retail shops in Highland Park, salons in Selby-Dale, and quick-service restaurants near the Minnesota State Capitol can preserve posted prices while managing card processing costs.Q: How are customers informed?
A: We provide clear signage and receipt disclosures so customers understand the small service fee and their option to avoid it by paying with cash. St Paul’s workforce—including state government employees heading to Capitol Hill offices, healthcare professionals from HealthPartners and Regions Hospital, and the steady flow of visitors to the Saint Paul RiverCentre and Xcel Energy Center—all appreciate transparent, straightforward payment terms at checkout.Q: Does this affect my accounting or taxes?
A: No. The full sale amount is recorded as usual. The service fee is itemized on receipts but does not alter how your revenue is booked. Whether you operate a convenience store in Lowertown, a restaurant in the Midway district, or a professional services office near US Bank headquarters, your accounting practices remain unchanged and audit-ready.Q: What kind of businesses benefit most?
A: Retailers, salons, restaurants, convenience stores, and any business with frequent card usage benefit greatly—especially those with thin margins. In St Paul, this includes the ethnic business districts and neighborhood shops that thrive on cash transactions, event-focused vendors near CHS Field and Como Park, and hospitality establishments serving the University of Minnesota student population and convention visitors who drive consistent daily foot traffic.
